The information provided on this website is for informational and educational purposes only and should not be viewed as financial, legal, or mortgage advice.
All content is offered by The Mortgage Mechanic for general guidance and may not apply to your specific financial situation.
For personalized guidance, please consult with a licensed mortgage professional.
Submitting a form, inquiry, or application on this website does not guarantee:
Loan approval
Preapproval
Interest rate lock
Final loan terms
A commitment to lend
All loan options are subject to:
Credit review
Verification of income, assets, and employment
Satisfactory appraisal
Full underwriting review
Program eligibility
Market conditions
A loan is not final until all conditions have been satisfied and underwriting has issued a Clear to Close.
Any rate quotes, APRs, payment scenarios, or loan estimates shown on this website or communicated via email, SMS, or phone are:
Estimates only
Not guaranteed
Subject to market fluctuations
Dependent on individual borrower qualifications
Rates are only locked when confirmed in writing.
Although The Mortgage Mechanic makes every effort to keep information current, we do not guarantee:
Accuracy
Completeness
Timeliness
Reliability
Any errors or omissions are unintentional.
Our website may include:
Mortgage calculators
Affordability tools
Payment estimators
Links to third-party websites
These resources are for convenience only.
The Mortgage Mechanic is not responsible for the content, accuracy, or privacy practices of third-party platforms.
Use these tools at your own discretion.
Nothing on this site should be interpreted as:
Legal advice
Tax advice
Investment advice
Financial planning advice
Consult qualified professionals before making financial decisions.
The Mortgage Mechanic is an Equal Housing Opportunity provider.
We do not discriminate based on:
Race
Color
Religion
Sex
Disability
Familial status
National origin
Age
Marital status
Sexual orientation
Gender identity
Military/Veteran status
The Mortgage Mechanic operates in accordance with:
TILA — Truth in Lending Act
RESPA — Real Estate Settlement Procedures Act
ECOA — Equal Credit Opportunity Act
FCRA — Fair Credit Reporting Act
SAFE Act
All applicable state & federal lending laws
NMLS ID: 2757838
Company NMLS: 2532931
If you have questions regarding this disclaimer or your mortgage inquiry, contact us at:
The Mortgage Mechanic
📧 Email: [email protected]
📱 Phone: 239-919-6168
🌐 Website: https://www.mortgagemechanicswfl.com