Terms of Service
Last Updated: January 2025
The Mortgage Mechanic
Website: https://mortgagemechanicswfl.com
By accessing or using our website, submitting a form, communicating with us, or using any services provided by The Mortgage Mechanic (“we,” “our,” or “us”), you agree to be bound by these Terms of Service.
If you do not agree, please discontinue use of our website and services.
The Mortgage Mechanic provides informational resources, mortgage guidance, prequalification support, and connections to mortgage lending options. We are not a lender; we help facilitate the mortgage process through education and referrals.
Services may include:
Online forms
Mortgage inquiries
Loan program information
Prequalification assistance
SMS/email communication
Educational content
All services are subject to these Terms.
Completing a form, receiving information, or speaking with us does not guarantee:
Loan approval
Specific interest rates
Qualification for lending programs
All lending decisions are made exclusively by licensed mortgage lenders or financial institutions.
By using our website or services, you agree to:
Provide accurate and truthful information
Not impersonate another individual
Not submit fraudulent, harmful, or misleading data
Not interfere with site performance or security
Use the website only for lawful purposes
By providing your phone number and opting in via our website forms, you consent to receive text messages from The Mortgage Mechanic.
Message frequency varies
Message & data rates may apply
You may receive service updates, reminders, or promotional messages (if opted-in)
Reply STOP to opt-out.
Reply HELP for assistance.
Consent to receive SMS messages is not a condition of any service.
Your use of our website is also governed by our Privacy Policy.
Please review it here:
👉 https://mortgagemechanicswfl.com/privacy-policy
The Privacy Policy explains how we collect, use, and protect your information.
All content, branding, text, graphics, videos, and materials on this website are the property of The Mortgage Mechanic and are protected by copyright and trademark law.
You may not:
Copy or reproduce content
Redistribute materials
Use branding without permission
Our website may include links to third-party services or mortgage lenders.
We are not responsible for the content, policies, or actions of third-party websites.
To the fullest extent permitted by law, The Mortgage Mechanic is not liable for:
Errors or inaccuracies on the website
Delays or failures in communication
Third-party lender decisions
Losses resulting from reliance on our content
Service interruptions or technical issues
Use of our services is at your own risk.
All information provided is for educational purposes only and is not legal, tax, investment, or financial advice.
Consult qualified professionals for any financial decisions.
We may update or modify these Terms at any time.
Updates will be posted on this page with a revised “Last Updated” date.
Your continued use of our website after changes means you accept the updated Terms.
These Terms are governed by the laws of the State of Florida.
Any disputes must be handled in state or federal courts located in Florida.
If you have questions about these Terms, contact us:
The Mortgage Mechanic
🌐 https://mortgagemechanicswfl.com
📧 [email protected]
📱 239-919-6168